Which loan is right for me?
Years you plan to stay in the house
CALL: 1 - 800 - 576 - 1244
Recommended program
1-3
3-5
5+
- Monthy Payments are fixed over the life of the Loan
- Interest Rate does not change
- Protected if rates go up
- Can refinance if rates go down
Address:
503 Lakeside Drive
Southampton, PA 18966
Phone: (800)-576-1244
Fax: (800)-567-7494
Office Hours:
Monday - Friday 8:30AM to 5:00PM
3/1 ARM, 1 year or 6 month ARM
5/1 Arm
30, 20, 15, 10 year fixed
Loan Programs
Advantages
Fixed Rate Mortgages
- Lower Initial Monthly Payment
- Lower payment over shorter period of time
- Rates and payments may go down if rates improve
- May qualify for higher loan amounts
Adjustable Rate Mortgages
- Lower inital monthly payment
- Lower payment over a shorter period of time
- Many balloon Mortgages offer the option to convert to a new loan after inital term.
Balloon Mortgages
- Do not need to verify income with high credit score
- Fast Approval
- Same Rate as verified
- 80% minimum loan to value.
- Faster approval
Stated Income Programs
- No closing costs
- Less money required to close
No point, No fee Programs
- Potential for reestablishing credit if you pay your mortgage on time.
- When used for debt consolidation, you may be able to reduce your monthly debt payment
Inperfect Credit Programs
- You only borrow what you need
- Pay interest only on what you borrow
- Flexible access to funds
- Interest may be tax deductible
Home Equity Line of Credit
